Built on Transparency
Our approach is built on transparency. You'll never encounter surprise fees or hidden charges. From your first consultation to your final treatment, we'll walk through every cost so you can make confident decisions about your smile.

Financing Options That Work for You
We've partnered with six leading financing companies to give you flexibility and choice. Whether you're planning a single procedure or a complete smile transformation, there's an option designed to fit your budget.
CareCredit, Alphaeon, Cherry, Sunbit, Proceed Finance & LendingClub
Each financing partner offers unique benefits. CareCredit and LendingClub are popular for their extended repayment plans and promotional periods. Cherry and Sunbit provide quick approvals with competitive rates. Alphaeon and Proceed Finance specialize in financing for cosmetic and restorative treatments. Our team will help you compare options and choose the one that works best for your situation.
0% Interest Plans, What to Know
Several of our partners offer 0% interest promotional periods on approved credit. These plans allow you to spread the cost of your treatment over several months without accruing interest, making even comprehensive care like dental implants or full-mouth restorations accessible. Simply ask our team which plans currently offer 0% financing, and we'll guide you through the application process.
Our VIP Membership & Dental Savings Plan
For patients without insurance who want predictable, reduced-cost care, our in-house VIP Membership & Dental Savings Plan is an excellent alternative. For a low annual fee, you receive two exams, two cleanings, and significant discounts on all additional treatments, including restorative and cosmetic procedures. It's designed to make ongoing care both affordable and convenient.
What If I Don't Have Dental Insurance?
Many patients assume they can't afford quality dental care without insurance. At Upper Dental, that's simply not the case. We welcome patients with no insurance and offer multiple ways to access the care you need.
You Still Have Options at Upper Dental
Whether you need a routine cleaning, a root canal, or a full set of dental implants, our financing partners and membership plan ensure that cost doesn't stand between you and a healthy smile. Our team will help you explore every option, from third-party financing to our in-house savings plan.
How Our Savings Plan Covers Preventive & Major Care
Our VIP Membership & Dental Savings Plan isn't just for cleanings. It also provides discounts on major treatments like crowns, bridges, dentures, and even implant-supported restorations. This makes it a smart choice for patients planning significant dental work.

Insurance at Upper Dental
We are currently finalizing our list of in-network insurance carriers. Once confirmed, this section will be updated with the specific plans we accept. In the meantime, contact our team to verify your coverage, we'll check your benefits and explain what your plan covers before your first visit.



